When shopping have you ever noticed that little option at checkout that allows you to pay off your purchase in smaller installments over time? Companies such as Paypal, AfterPay, and Klarna offer this option. These “Buy Now Pay Later” (BNPL) services are point of sell installment loans that allow you to pay off your purchase […]
Should You Use Buy Now Pay Later? Read More »
If it’s something that is necessary for you to live a healthy life, it’s a need.
If it’s something that you are choosing to buy but can comfortably live without, it’s a want.
The Struggle of Differentiating a Want from a Need Read More »
(For those of us who need to get back on track after spring break!) As I have transitioned from the dorm rooms of Oxford College to off-campus living in Decatur, I have come to encounter some unique challenges that arise with off-campus living. Consideration of personal finances has become more of a daily event instead
Navigating Off-Campus Spending by Budgeting Read More »
The holidays are approaching and if you are anything like me, you are extremely unprepared for a season of spending and gift giving. Most college students live on a loose budget which is characterized by fixed tuition payments and a varying income. Not having a fixed income makes it difficult to budget; you cannot plan
The Dos and Don’ts of Holiday Budgeting: College Edition Read More »
